The Integrated Science of Forward-Oriented Financial Strategy
Introduction
In a world increasingly driven by complex financial structures, global capital flows, and the need for efficient resource allocation, a new multidisciplinary science has emerged: Financingology.
Rooted in linguistic origins and enriched through a synthesis of knowledge fields, Financingology is the science of Financing—not in the limited sense of mere lending or borrowing, but in the broader, strategic, and structural sense of creating the solutions required to carry out business, societal, and governmental initiatives.
This innovative discipline was assembled by Marc René Deschenaux, an internationally renowned expert in high finance, investment law, and global financial engineering. Financingology is a forward-looking science based on centuries-old linguistic insights, which reveals the essential difference between finance and economy, while incorporating tools and frameworks from a broad range of domains such as law, econometrics, marketing, and accounting.
Etymological Foundations
Finance
Finance derives from two Latin words: finer, meaning “to carry out,” and ansa, meaning “solution.” Hence, to finance is to “find solutions to carry out”—with an inherent orientation toward the present and the future. Financing is not passive observation, but active resolution
Economy
Economy, in contrast, comes from the Greek eckos (repercussion) and nomia (study). The economy is thus “the study of repercussions.” It is backward-looking, since a repercussion can only exist as a result of a past event. Economy examines consequences; Finance enables actions.
Currency
Currency, rooted in the Roman goddess Juno Moneta, emerged from the minting of coins in her temple. Currency solves the synchronization problem of needs—it is a neutral commodity of exchange without intrinsic utility, a means to bridge the gap between desire and availability.
Defining Financingology
Financingology is the systematic and interdisciplinary study of financing mechanisms, designed to engineer the forward movement of enterprises, states, and individuals through structured and strategic use of financial tools, legal frameworks, and analytical insights.
Unlike economics, which analyzes past consequences, or finance as traditionally taught—which often centers on portfolio theory, banking, or risk management—Financingology focuses on the design and orchestration of financial mechanisms that enable realization of purposeful activities.
It is a discipline of creation, not conservation; of solutions, not forecasts; of execution, not commentary.
Scope of Financingology
Financingology draws from a wide variety of interrelated disciplines:
- Finance
- Capital structuring
- Valuation methodologies
- Project financing
- National and International Law
- Securities regulation
- Cross-border investment treaties
- Legal structuring of offerings
- International finance law (e.g., Basel Accords, FATCA, EU Prospectus Regulation)
- Marketing Trend Analysis
- Demand behavior forecasting
- Consumer psychology
- Market entry timing and positioning strategies
- Macroeconomics and Microeconomics
- Sectoral cycles
- Pricing mechanisms
- Policy impacts on financing opportunities
- Financial Public Relations
- Investor confidence building
- Strategic messaging in capital raises
- Perception management in financial crises
- Econometrics
- Predictive modeling
- Risk quantification
- Statistical validation of financial assumptions
- Fundamental Corporate Analysis
- Business model deconstruction
- Intrinsic value assessment
- Competitive advantage mapping
- Securities Market Analysis
- Equity and debt issuance strategy
- Underwriting models
- Price stabilization and market making
- Accounting in Three Forms
- Traditional accounting: Recording historical financial data
- Financial accounting: Preparing external financial statements
- Analytical accounting: Cost analysis, profitability measurement, and internal financial diagnostics
Important Exclusion: Credit, as a tool of dependency rather than solution creation, is explicitly excluded from the science of Financingology. While credit has its place in capital flows, Financingology emphasizes structural financing, often through equity, securitization, or hybrid instruments that build sustainable foundations rather than liabilities.
The Purpose of Financingology
Financingology answers the questions that traditional finance and economics either overlook or approach too rigidly:
- How can an enterprise engineer the right capital structure to execute a vision while preserving control?
- How does one create trust and confidence in a financial instrument in the mind of a skeptical investor?
- What legal, social, and macroeconomic factors should be interwoven to ensure the success of a cross-border financing round?
- How do non-credit instruments such as securitization, royalties, or public-private partnerships create aligned, long-term financial value?
These are questions of design, alignment, orchestration, and execution. They are the domain of Financingology.
Financingology vs Traditional Disciplines
| Domain | Orientation | Primary Focus | Methodology |
|---|---|---|---|
| Finance | Present/Future | Capital allocation | Mathematical/Quantitative |
| Economy | Past | Repercussions & trends | Analytical/Statistical |
| Financingology | Future-focused | Solution engineering to act | Interdisciplinary & Strategic |
Financingology stands apart by integrating disciplines, avoiding dependency on debt, and focusing on actionable structures that produce tangible results.
Applications of Financingology
Some examples where Financingology can be applied include:
- Securitization of Intellectual Property (e.g., IP-backed securities)
- Pre-IPO structuring for maximum valuation with minimal dilution
- Cross-border public infrastructure financing without sovereign guarantees
- Hybrid financial vehicles like equity-coupled royalties or revenue-based investments
- Financial modeling for emerging markets where data is incomplete or unreliable
- Structuring of financial cooperatives or community development funds
Financingology is the art and science of designing financial mechanisms that carry out purpose, grounded in rigorous analysis, legal structure, and forward-looking strategy.
In a time when markets are flooded with data but starved for actionable synthesis, when capital is abundant but misallocated, and when institutions struggle to balance control with liquidity—Financingology emerges as a guiding science.
It does not look back. It does not rely on debt. It builds.
As pioneered by Marc René Deschenaux, Financingology is more than a framework—it is a discipline for a world that must learn to finance differently.